Individual Accounts

	Opening Amount	Minimum Balance	Monthly Maintenance	Debit Card New/Replacement Fee
Insta-Save	$450	$100	$100	$1000
Easy Transact	$300	$150	$150	$1000
Seniors	$130	$30	No Charge	$1000
Subscription	$500	$500	No Charge	–
Access Save	$500	$500	No Charge	–

Business Accounts

	Opening Account	Minimum Balance	Monthly Maintenance Fee	Debit Card New/ Replacement Fee
Business Transact	$1 000	$500	$500	$1000
SME’s / Sole Proprietors	$500	$250	$150 – $375	$1000

Domestic Nostro Accounts

Minimum Balance	Monthly Maintenance Fee	Cash Withdrawal Fees	Internal Transfer USSD and Internet	Switch Fees USSD and Internet
$2	$1.00	2% minimum $2	$1	$1

Credit Facilities

	Mortgages (Residential)	Micro-Mortgages	Solar Loan (SELF)	Personal Lending	SME Loans
Loan Application Fee	US$ 100	5% of Loan	2%, minimum $ 750 maximum $7 500	$1 000	$1 500
Tenure	Upto to 25 years	Up to 4 years	Up to 12 months	Up to 36 months	Up to 36 months
Interest Rate	60% p.a	60% p.a	60% p.a	min 50% max 70 % p.a	55% p.a

Transcational Fees

Cash Deposit	No Charge
Cash Withdrawal (in-branch)	$ 70 (flat fee)
POS & ATM Cash Withdrawal	$ 70 (flat fee)
RTGS: Branch	1%, minimum $200, maximum $2 000
RTGS: Internet	1%, minimum $200, maximum $2 000
ZIPIT Send	2%, minimum $50, maximum $500
Mobile Banking Transfer (per transaction)	1%, minimum $150, maximum $2 000
Internal Transfer: Branch	1%, minimum $200, maximum $2 000
Internal Transfer: Internet (per transaction)	1%, minimum $200, maximum $2 000
Ecocash (Bank to Wallet)	2%, minimum $50, maximum $250
Debit Card Usage Fee	1.5%, minimum $30, maximum $750
Statement Request Fee (printed, per page)	$20

Notice of Review of Bank Charges

Please be advised that we are in the process of reviewing our bank charges. Once finalised, these new business conditions will be available on our website (www.nbs.co.zw) and in our branches.