Opening Amount | Minimum Balance | Monthly Maintenance | Debit Card New/Replacement Fee | |
Insta-Save | $450 | $100 | $100 | $1000 |
Easy Transact | $300 | $150 | $150 | $1000 |
Seniors | $130 | $30 | No Charge | $1000 |
Subscription | $500 | $500 | No Charge | – |
Access Save | $500 | $500 | No Charge | – |
Opening Account | Minimum Balance | Monthly Maintenance Fee | Debit Card New/ Replacement Fee | |
Business Transact | $1 000 | $500 | $500 | $1000 |
SME’s / Sole Proprietors | $500 | $250 | $150 – $375 | $1000 |
Minimum Balance | Monthly Maintenance Fee | Cash Withdrawal Fees | Internal Transfer USSD and Internet | Switch Fees USSD and Internet |
$2 | $1.00 | 2% minimum $2 | $1 | $1 |
Mortgages (Residential) | Micro-Mortgages | Solar Loan (SELF) | Personal Lending | SME Loans | |
Loan Application Fee | US$ 100 | 5% of Loan | 2%, minimum $ 750 maximum $7 500 | $1 000 | $1 500 |
Tenure | Upto to 25 years | Up to 4 years | Up to 12 months | Up to 36 months | Up to 36 months |
Interest Rate | 60% p.a | 60% p.a | 60% p.a | min 50% max 70 % p.a | 55% p.a |
Cash Deposit | No Charge |
Cash Withdrawal (in-branch) | $ 70 (flat fee) |
POS & ATM Cash Withdrawal | $ 70 (flat fee) |
RTGS: Branch | 1%, minimum $200, maximum $2 000 |
RTGS: Internet | 1%, minimum $200, maximum $2 000 |
ZIPIT Send | 2%, minimum $50, maximum $500 |
Mobile Banking Transfer (per transaction) | 1%, minimum $150, maximum $2 000 |
Internal Transfer: Branch | 1%, minimum $200, maximum $2 000 |
Internal Transfer: Internet (per transaction) | 1%, minimum $200, maximum $2 000 |
Ecocash (Bank to Wallet) | 2%, minimum $50, maximum $250 |
Debit Card Usage Fee | 1.5%, minimum $30, maximum $750 |
Statement Request Fee (printed, per page) | $20 |
Please be advised that we are in the process of reviewing our bank charges. Once finalised, these new business conditions will be available on our website (www.nbs.co.zw) and in our branches.