Individual Accounts

Opening AmountMinimum BalanceMonthly MaintenanceDebit Card New/Replacement Fee
Easy Transact$300$150$150$300
Seniors$130$30No Charge$300
Subscription$500$500No Charge
Access Save$500$500No Charge

Business Accounts

Opening AccountMinimum BalanceMonthly Maintenance FeeDebit Card New/ Replacement Fee
Business Transact$1 000$500$500$200
SME’s / Sole Proprietors$500$250$150 – $375$200

Domestic Nostro Accounts

Minimum BalanceMonthly Maintenance FeeCash Withdrawal FeesInternal Transfer USSD and InternetSwitch Fees USSD and Internet
$2$1.00$1.25 minimum $2$1$1

Credit Facilities

Micro-MortgagesSolar Loan (SELF)Personal LendingSME Loans
Loan Application FeeUS$ 1005% of Loan2% of loan, maximum $7500$1 000$1 500
TenureUpto to 25 yearsUp to 4 yearsUp to 12 monthsUp to 60 monthsUp to 36 months
Interest Rate 50% p.a 50% p.a 50% p.a 50% p.a 50% p.a

Transcational Fees

Cash DepositNo Charge
Cash Withdrawal (in-branch)2,5% of cash amount, minimum $60, maximum $1 000
POS & ATM Cash Withdrawal2,5% of cash amount, minimum $60, maximum $1 000
RTGS: Branch 1%, minimum $200, maximum $2 000
RTGS: Internet1%, minimum $200, maximum $2 000
ZIPIT Send2.5%, minimum $40
Mobile Banking Transfer (per transaction)1%, minimum $100, maximum $1 000
Internal Transfer: Branch1%, minimum $100, maximum $1 000
Internal Transfer: Internet (per transaction)1%, minimum $100, maximum $1 000
Ecocash (Bank to Wallet)2.5%, minimum $40
Debit Card Usage Fee1.5%, minimum $30, maximum $750
Statement Request Fee (printed, per page)$20

Notice of Review of Bank Charges

Please be advised that we are in the process of reviewing our bank charges. Once finalised, these new business conditions will be available on our website ( and in our branches.