Initial Deposit | Minimum Balance | Monthly Service Fee | ATM Card Replacement | |
Insta-Save | ZiG 30.00 | ZiG 20.00 | ZiG 10.00 | USD 5.00 |
Easy Transact | ZiG 60.00 | ZiG 30.00 | ZiG 20.00 | USD 5.00 |
Pensioners | Nil | Nil | Nil | USD 5.00 |
Ahoyi Student Account | ZiG 30.00 | ZiG 30.00 | Nil | USD 5.00 |
Subscription | ZiG 50.00 | ZiG 50.00 | Nil | Nil |
Initial Deposit | Minimum Balance | Monthly Service Fee | ATM Card Replacement | |
Corporate | ZiG 600.00 | ZiG 300.00 | ZiG 200.00 | USD 5.00 |
Retail Business | ZiG 60.00 | ZiG 120.00 | ZiG 100.00 | USD5.00 |
SME Transact | ZiG 100.00 | ZiG 60.00 | ZiG 30.00 | USD5.00 |
Initial Deposit | Minimum Balance | Monthly Service Fee | ATM Card Replacement | |
Individual | USD10.00 | USD5.00 | USD4.00 | USD5.00 |
Corporate | USD100.00 | USD100.00 | USD30.00 | USD5.00 |
Mortgages (Residential) | Micro-Mortgages | Personal Lending | SME Loans | |
Loan Application Fee | USD200.00 | USD200.00 | 1% min ZiG 70.00 max ZiG 700.00 | 1% of ZiG loan amount |
Tenure | 2 years | 2 years | Up to 12 months | Up to 12 months |
Interest Rates | 18% per annum | 18% per annum | 100 % per annum | 25% per annum |
Cash Deposit | Nil |
RTGS Transfer | 2% minimum ZiG 6.00, maximum ZiG 40.00 |
Internal funds Transfer | 1% minimum ZiG 4.00, maximum ZiG 24.00 |
Bank Statement (printed per page) | ZiG 3.50 |
Cash Withdrawal Fees Branch | 3% minimum ZiG 2.00 |
Manual Banking fees
SMS Alerts for Individuals | ZiG4.00 |
RTGS Transfer | 2%, minimum ZiG 6.00, maximum ZiG 40.00 |
Internal Funds Transfer | 1% minimum ZiG 4.00, maximum ZiG 24.00 |
ZIPIT Send | 2.5% minimum ZiG 2.00 |
Card Usage Fee (NBS Card on Non-NBS POS) | 1.5% minimum ZiG 0.5, maximum ZiG 8.00 |
Ecocash Bank-to-Wallet | 2.5% of the amount minimum USD 2.00 |
Investment Rates
Fixed Deposits | Refer to Treasury |