Individual Accounts

 Initial
Deposit
Minimum BalanceMonthly Service
Fee
ATM Card
Replacement
Insta-SaveZiG 75.00ZiG 50.00ZiG 20.00USD 5.00
Easy TransactZiG 100.00ZiG 100.00ZiG 60.00USD 5.00
PensionersNilNilNilUSD 5.00
Ahoyi Student
Account
ZiG 30.00ZiG 30.00NilUSD 5.00
SubscriptionZiG 50.00ZiG 50.00NilNil

Business Accounts

 Initial
Deposit
Minimum BalanceMonthly Service
Fee
ATM Card
Replacement
CorporateZiG 1000.00ZiG 600.00ZiG 400.00USD 5.00
Business EducationZIG500.00ZIG500.00Nil 
Retail
Business
ZiG 300.00ZiG 300.00ZiG 200.00USD5.00
ChurchZIG300NilNilNil
SME TransactZiG 300.00ZiG 300.00ZiG 200.00USD5.00

Nostro Accounts

 Initial
Deposit
Minimum BalanceMonthly Service
Fee
ATM Card
Replacement
IndividualUSD10.00USD5.00USD4.00USD5.00
CorporateUSD100.00USD100.00USD50.00USD5.00

Credit Facilities

 Mortgages
(Residential)
Micro-MortgagesPersonal LendingSME Loans
Loan Application
Fee
USD200.00USD200.001% min ZiG 70.00
max ZiG 700.00
1% of ZiG loan
amount
Tenure2 years2 yearsUp to 12 monthsUp to 12 months
Interest Rates18%
per annum
18%
per annum
35 %
per annum
25%
per annum

Manual Transactional Fees

Cash DepositNil
RTGS Transfer2% minimum ZiG 100.00, maximum ZiG 380.00
Internal funds Transfer1% minimum ZiG 50.00, maximum ZiG 200.00
Bank Statement (printed per page)ZiG 15.00
Cash Withdrawal Fees Branch3% minimum ZiG 75.00

Online Banking fees

SMS Alerts for IndividualsZiG4.00
RTGS Transfer2%, minimum ZiG 70.00, maximum ZiG 280.00
Internal Funds Transfer1% minimum ZiG 14.00, maximum ZiG 140.00
ZIPIT Send2.5% minimum ZiG 28.00
Card Usage Fee (NBS Card on Non-NBS POS)1.5% minimum ZiG 7, maximum ZiG 50.00
Ecocash Bank-to-Wallet2.5% of the amount minimum ZIG 28.00

Investment Rates

Fixed DepositsRefer to Treasury

 Private Banking Rates.

 Initial
Deposit
Minimum BalanceMonthly Service
Fee
ATM Card
Replacement
   
Easy transactZiG 3000.00ZiG 300.00 ZiG 200.00/ USD15USD 15.00   
Corporate accountZiG 1000ZiG 600.00ZiG 400.00USD 15.00