Individual Accounts

Initial
Deposit
Minimum BalanceMonthly Service
Fee
ATM Card
Replacement
Insta-SaveZiG 30.00ZiG 20.00ZiG 10.00USD 5.00
Easy TransactZiG 60.00ZiG 30.00ZiG 20.00USD 5.00
PensionersNilNilNilUSD 5.00
Ahoyi Student
Account
ZiG 30.00ZiG 30.00NilUSD 5.00
SubscriptionZiG 50.00ZiG 50.00NilNil

Business Accounts

Initial
Deposit
Minimum BalanceMonthly Service
Fee
ATM Card
Replacement
CorporateZiG 600.00ZiG 300.00ZiG 200.00USD 5.00
Retail
Business
ZiG 60.00ZiG 120.00ZiG 100.00USD5.00
SME TransactZiG 100.00ZiG 60.00ZiG 30.00USD5.00

Nostro Accounts

Initial
Deposit
Minimum BalanceMonthly Service
Fee
ATM Card
Replacement
IndividualUSD10.00USD5.00USD4.00USD5.00
CorporateUSD100.00USD100.00USD30.00USD5.00

Credit Facilities

Mortgages
(Residential)
Micro-MortgagesPersonal LendingSME Loans
Loan Application
Fee
USD200.00USD200.001% min ZiG 70.00
max ZiG 700.00
1% of ZiG loan
amount
Tenure2 years2 yearsUp to 12 monthsUp to 12 months
Interest Rates18%
per annum
18%
per annum
100 %
per annum
25%
per annum

Manual Transactional Fees

Cash DepositNil
RTGS Transfer2% minimum ZiG 6.00, maximum ZiG 40.00
Internal funds Transfer1% minimum ZiG 4.00, maximum ZiG 24.00
Bank Statement (printed per page)ZiG 3.50
Cash Withdrawal Fees Branch3% minimum ZiG 2.00

Manual Banking fees

SMS Alerts for IndividualsZiG4.00
RTGS Transfer2%, minimum ZiG 6.00, maximum ZiG 40.00
Internal Funds Transfer1% minimum ZiG 4.00, maximum ZiG 24.00
ZIPIT Send2.5% minimum ZiG 2.00
Card Usage Fee (NBS Card on Non-NBS POS)1.5% minimum ZiG 0.5, maximum ZiG 8.00
Ecocash Bank-to-Wallet2.5% of the amount minimum USD 2.00

Investment Rates

Fixed DepositsRefer to Treasury