Initial
Deposit
Minimum BalanceMonthly Service
Fee
ATM Card
Replacement
Insta-SaveZiG 180.00ZiG 130.00ZiG 50.00USD 4.90
Easy TransactZiG 250.00ZiG 250.00ZiG 150.00USD 4.90
PensionersNilNilNilUSD 4.90
Ahoyi Student
Account
ZiG 100.00ZiG 80.00NilUSD 4.90

Business Accounts

 Initial
Deposit
Minimum BalanceMonthly Service
Fee
ATM Card
Replacement
CorporateZiG400 .00ZiG 84.00ZiG 560.00USD 4.90
Edu TransactZIG700.00ZIG700.00Nil 
ChurchZIG700.00ZIG700.00NilNil
SME TransactZiG 800.00ZiG 840.00ZiG 280.00USD4.90

Nostro Accounts

 Initial
Deposit
Minimum BalanceMonthly Service
Fee
ATM Card
Replacement
IndividualUSD10.00USD5.00USD4.00USD4.90
CorporateUSD100.00USD100.00USD30.00USD4.90
Business Transact USD100.00 USD100.00 USD10.00 USD4.90

Credit Facilities

 Mortgages
(Residential)
Micro-MortgagesPersonal LendingSME Loans
Loan Application
Fee
5% of loan amount, minimum USD200.005% of the loan amount, minimum USD200.001% of loan amount min USD10
max USD 100.00
Tenure2 to 5 years24 months12 to 24 MonthsUp to 24 months
Interest RatesFrom 19%
per annum
19%
per annum
50% pa for ZWG loans
19% pa for USD loans
From 19% pa

Manual Transactional Fees

Cash DepositNil
RTGS Transfer1.5% minimum ZWG 140.00, maximum ZWG 532.00
Internal funds Transfer1.5% minimum ZWG 70.00, maximum ZWG 280.00
Bank Statement (printed per page)USD 0.50 / ZWG Equivalent
Cash Withdrawal Fees Branch2% minimum ZWG 120.00 & 3% minimum USD 4.00

Online Banking fees

SMS Alerts for IndividualsZWG 45 / USD 0.60c
RTGS Transfer1.5% minimum ZWG 90.00, maximum ZWG 300.00
Internal Funds Transfer1% minimum ZWG 28.00, maximum ZWG 280.00
ZIPIT Send1.5% of the amount, minimum ZWG 40.00
Card Usage Fee (NBS Card on Non-NBS POS)1.5% minimum ZWG 30, maximum ZWG 100(exempt transaction
less than USD 5
Ecocash Bank-to-Wallet2.5% of the amount minimum $2.00

 Private Banking Rates.

 Initial
Deposit
Minimum BalanceMonthly Service
Fee
ATM Card
Replacement
   
Easy
Transact
ZWG 1,000.00/
USD 100
USD 50.00ZWG 280.00/
USD15
USD 10.00   
        
Corporate
Account
ZWG 4,200 /
USD 1000
 USD 100/ ZWG
Equivalent
ZWG
560.00/USD 30
USD 10.00   

Investment Rates

Fixed DepositsRefer to Treasury