Opening Balance | Minimum Balance | Monthly Maintenance | Debit Card New/Replacement Fee | |
Insta-Save | ZWL 75 000 | ZWL30 000 | ZWL 1 5 0 0 0 | ZWL75000 |
Easy Transact | ZWL 150 000 | ZWL 75 000 | ZWL45 000 | ZWL 75 000 |
Seniors | $0.00 | No Charge | ZWL 75 000 | |
Ahoyi Student Account | ZWL 175 000 | No Charge | ZWL 75 000 | |
Subscription | ZWL 150 000 | No Minimum balance | No Charge | |
Access Save | ZWL 150 000 | No Minimum Balance | No Charge |
Opening Account | Minimum Balance | Monthly Maintenance Fee | Debit Card New/ Replacement Fee | |
Business Transact | ZWL 1.5 million | ZWL 750 000 | ZWL 450 OOO | ZWL75000 |
SME’s | ZWL 300 000 | ZWL 300 000 | ZWL 75 000 | ZWL75000 |
Minimum Balance | Monthly Maintenance Fee | Cash Withdrawal Fees | Internal Transfer USSD and Internet | Switch Fees USSD and Internet |
USD$4.00 | 2 . 5 %, minimum 3.50USD | 1%, minimum 2,50USD maximum 3,50USD | $1 |
Mortgages (Residential) | Micro-Mortgages | Solar Loan (SELF) | Personal Lending | SME Loans | |
Loan Application Fee | 1% minimum USD10 maximum USD100 | 1% minimum USD10 maximum USD100 | 2%, minimum $ 750 maximum $7 500 | 1% minimum ZWL 150 000 maximum USD1.5 million | 1% minimum ZWL 150 000 maximum USD1.5 million |
Tenure | Upto to 25 years | Up to 5 years | Up to 12 months | Up to 12 months | Up to 36 months |
Interest Rate | 18% p.a | 18% p.a | 75% p.a | 100 % p.a | 150% p.a |
Cash Deposit | No Charge |
Cash Withdrawal (in-branch) | 3%, min ZWL5,000 |
POS & ATM Cash Withdrawal | 3%, min ZWL5,000 |
RTGS: Branch (Paper-based) | 2%, minimum $15 000, maximum $100 000 |
RTGS: Internet & mobile banking | 2%, minimum $3 800, maximum $21 000 |
ZIPIT Send | 2.5%, minimum $5 000 |
Mobile Banking RTGS Transfer | 2%, minimum ZWL 15 000, maximum ZWL100 000 |
Internal Transfer: Branch | 1%, minimum ZWL 10 000, maximum ZWL60 000 |
InternalTransfer: (Internet and mobile banking | 1%, minimum ZWL 10 000, maximum ZWL60 000 |
Ecocash (Bank to Wallet) | 2.5%min Z W L 5, 000 |
Debit Card Usage Fee | 1.5%min Z W L 1 000, maximum ZWL 20 000 |
Statement Request Fee (printed, per page) | ZWL7 500 |
Please be advised that we are in the process of reviewing our bank charges. Once finalized, these new business conditions will be available on our website (www.nbs.co.zw) and in our branches.